There is an application for that!
Install our CUA Cellphone Banking App today.
It’s a banking that is optimised for the mobile, that’s secure, simple and convenient.
This account will not make interest.
CUA Daily Snap Account
This account will not make interest.
CUA Daily Youth Account
This account will not make interest.
Everyday 55+ Account –> 0.01%p.a. –> 0.45%p.a. –> 1.30%p.a. –>
CUA Daily 50+ Account
Conditions: Funds can be found on call. Interest rates are calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, and also at 1.30%p.a. in the part of the total amount over $50,000.
CUA Daily Business Account
Conditions: Funds can be found on call. Interest rates are calculated daily on whole balances and paid half-yearly.
All balances earn 0.01% interest.
Savings & Term Deposits
Term Deposits
Conditions: Minimal investment $5,000. Interest percentage is calculated daily on entire balances. To get the Platinum Plus Club Member prices pointed out below, the account owner regarding the term deposit needs to be either a person aged 55 years or higher, or a brilliant Fund/Trust, where in fact the Trustee is a person aged 55 years or higher.
CUA eSaver Reward Account
eSaver Flexi Account
CUA Youth eSaver Account
Conditions: interest percentage is calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that part of the total amount over $5,000.
Mortgage Loans
All loans are at the mercy of CUA’s normal financing policy. Charges and fees use. Relate to Schedule of charges pamphlet. Conditions affect ‘new business just’ provides. Rates of interest take a per year basis as they are susceptible to alter.
Housing Finance Owner/Occupier & Household Investment
Adjustable Rates
Fixed Rates
Home Loan Important Info Show content
* contrast rate determined on a $150,000 loan that is secured a term of 25 years according to monthly repayments. #Warning: This contrast price holds true limited to the examples offered and might perhaps maybe not consist of all charges and fees. various terms, charges or any other loan quantities might end in a comparison rate that is different.
О” Maximum Loan to Value Ratio (LVR) is comprehensive of Lenders Mortgage Insurance (LMI) where relevant. Maximums based on standard safety. Lower LVR limitations make an application for non-standard safety kinds.
# On termination for the fixed duration, loan reverts to your relevant Standard Variable Principal & Interest payment price.
1 Achieve Variable can be obtained to new to CUA mortgages just. Minimum loan amount $100,000. Perhaps perhaps Not designed for switching or restructuring of current CUA mortgage loans or even to applicants for the next CUA mortgage completely authorized ahead of 7/11/2018. Optimum LVR restrictions use centered on standard protection kinds. Posted interest levels and discounts available and relevant to mortgage loans submitted on or after 7/11/2018. Rates of interest and discounts can vary by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will maybe not change for the full life associated with the loan supplied that you do not differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage repayment or purpose kind), the prices and discounts may alter.
2 open to a new comer to CUA mortgage Buckinghamshire payday loans laws loans just. Minimal loan amount $100,000. Provides perhaps not readily available for switching of current CUA mortgage loans or even to candidates for the next CUA mortgage loan fully authorized ahead of 04/07/2018. Optimum LVR restrictions use according to standard protection types.
3 major and interest (P&I) repayments just. Maybe maybe maybe Not readily available for construction purposes.
4 re re re Payments are formulated on a pastime just basis for very first year. After one year loan will return into the appropriate Achieve Variable P&I repayments price showing the discount specified in your loan contract. Contrast price predicated on a 12 thirty days interest just duration and P&I for stability of this term.
5 optimum interest just amount of two years for owner-occupier and 60 months for investor lending susceptible to credit evaluation. At expiration for the interest only period loan will return towards the appropriate Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Contrast prices predicated on a 24 and 60 thirty days interest only duration correspondingly and P&I for balance regarding the term.
6 re re Payments are available on an interest just foundation for very first one year. After year loan will return towards the Accelerate that is relevant Variable repayments rate. Contrast price predicated on a 12 thirty days interest just duration and P&I for stability associated with the term.
7 Maximum interest only amount of a couple of years for owner-occupier and 60 months for investor lending at the mercy of credit assessment. At expiration associated with the interest only period loan will return towards the appropriate Accelerate Variable P&I repayments rate. Contrast prices according to a 24 and 60 thirty days interest only duration correspondingly and P&I for balance regarding the term.
8 Achieve Variable can be acquired to a new comer to CUA mortgage loans just. Minimal loan amount $250,000. Perhaps maybe perhaps Not designed for switching or restructuring of current CUA mortgage loans or to candidates for the next CUA mortgage loan completely authorized ahead of 02/08/2019. Optimum LVR limitations use centered on standard safety kinds. Posted interest levels and discounts available and relevant to mortgage loans submitted on or after 02/08/2019. Rates of interest and discounts can vary by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will likely not alter when it comes to lifetime of this loan supplied you may not differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage repayment or purpose kind), the prices and discounts may alter.
9 Achieve Variable can be obtained to a new comer to CUA mortgage loans just. Minimal loan quantity $500,000. Maybe Not readily available for switching or restructuring of current CUA mortgage loans or even candidates for the next CUA mortgage loan completely authorized ahead of 14/11/2019. Optimum LVR limitations use according to standard safety kinds. Posted interest levels and discounts applicable and available to mortgage loans submitted on or after 14/11/2019. Interest levels and discounts can vary by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will perhaps not alter when it comes to life regarding the loan supplied that you do not differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage function or payment kind), the prices and discounts may alter.
8 Achieve Variable can be obtained to a new comer to CUA mortgages just. Minimal loan quantity $150,000. Maybe maybe Not readily available for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage loan fully approved just before 1 2020 april. Optimum LVR restrictions apply centered on standard protection kinds. Posted interest levels and discounts available and relevant to mortgage loans submitted on or after 1 2020 april. Rates of interest and discounts can vary by loan function (owner occupied and investment) and by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will perhaps not alter for the life of this loan supplied you may not differ your loan agreement. In the event that you vary your loan (for instance, changing the mortgage function or payment kind), the prices and discounts may alter.
15 major and interest (P&I) repayments just. Perhaps Not designed for construction purposes.
16 optimum interest just duration of two years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. Interest just duration must align to the rate period that is fixed. At expiration associated with the interest only period loan will return towards the appropriate Standard Variable P&I repayments rate. Contrast prices predicated on interest just for the fixed term and relevant P&I for stability regarding the term.
17 Payments are formulated on a pursuit just foundation for very first one year. After one year loan will return to your Standard that is relevant Variable repayments price. Contrast price according to a 12 thirty days interest just duration and p&I that is relevant stability associated with the term.
