Searching for a new automobile? Come see us first to have pre-approved and benefit from prices as little as 1.99% APR*. You don’t also need to be a member to use – but why wouldn’t you?
Apply on line or schedule a consultation to meet up with us in branch!
*Existing UICCU loans and any leisure automobile purchases or refinances usually do not qualify.
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Currently an associate? Get on your electronic banking. We will pre-fill the job for a way faster experience!
Vehicle Loan Rates
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Loan Services
Car Loans
Get great prices and fast approval that is local new or utilized vehicles, vehicles, motorcycles, and much more! Qualified users could possibly get as much as 125per cent funding. We now have versatile terms to match your spending plan, including loans for older automobiles.
RV & Boat Loans
We can help you relax with a great rate whether you spend your leisure time on the water or on the road. You can expect competitive funding as much as complete value that is retail ships, campers, jet skis, engine domiciles, and much more. View rates that are current
Refinancing
Love your car or truck although not your payment per month?
If you’re prepared to refinance, just apply and provide the payoff quantity as well as your lender’s that is current information. Let’s see you money if we can save!
Vehicle Loan Payment Calculator
Get the very best Vehicle Loan in the city!
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Making Loan Repayments
You can expect numerous various repayment choices to help keep you ahead on the loan and ahead in life.
Find out more about our repayment choices and determine why we are really easy to make use of!
Loan Protection Insurance
Enjoy your vehicle that is next loan the reassurance that only our loan security solutions will offer. We could allow you to protect repayments if life tossed you a curveball or even to assistance with repairs.
Today learn more!
Neighborhood Dealerships
We’dn’t end up being the #1 neighborhood loan provider without the help and help from some neighborhood dealerships.
Find out about the dealerships that will help close your UICCU loan at that moment.
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*Must have actually a 110% maximum loan to value, a 2017 or more recent car, a maximum term of 75 months, and a 730 or greater credit history to be eligible for the 1.99per cent apr (APR) financing. Candidates using the exact same requirements but a credit rating of 700-729 will get 2.49% APR. No other discounts will connect with the 1.99per cent or 2.49% APR funding. candidates with a credit score of 699 or below and/or applicants with that loan to value more than 110% or a 2015 or older car will get APR that is standard pricing will be different according to specific credit history, loan term, as well as other applicable discounts. Not all the candidates will be eligible for the reduced APR, offer valid for automobile purchase and outside car refinance loans closed between January 1, 2021 and March 31, 2021. Current UICCU loans and any recreational automobile acquisitions or refinances usually do not qualify. All loans at the mercy of credit approval and all sorts of candidates must be eligible for and start a membership account at UICCU before loan money. All APR discounts are for a time that is limited might be withdrawn without warning. Other restrictions may use. Contact a UICCU Member Service Representative for extra details.
**The ANNUAL PERCENTAGE RATE (APR) you will get for the loan that is above can vary considering individual credit score, loan term and relevant discounts. All loans at the mercy of credit approval.
***Vehicle value should be higher than $15,000 so that you can be eligible for 75 financing and greater than $40,000 for 84 month financing month. Optimum terms at the mercy of car mileage. For brand new cars, retail value is founded on Manufacturers Suggested shopping cost (MSRP) as shown when you look at the NADA Car Appraisal Guide minus rebate. For utilized cars, retail value is decided utilizing the Central area from a present NADA Official car or truck Guide. In the event that automobile value is not as much as $7,500 Personal Loan Rates use. The lesser of NADA retail or purchase price will be used if the vehicle is being purchased through a private party. All prices susceptible to alter.
For RVs with a loan and value quantity that surpasses $50,000, we provide fifteen-year amortization. This kind of loan makes your repayments reduced and frees up money for any other uses. The rate is adjustable based on the prime rate plus a margin at the end of 60 months. An identical amortization that is ten-year is designed for RVs with a value of $35,000 or greater.
